At Conrado, we respect and strive to ensure that your personal data is fully protected. This privacy statement describes how to collect, use, maintain, transmit, share, store, disclose, and dispose your personal data related to the services provided by Conrado. Similarly, it involves how to protect your personal data. Therefore, we will only use the information you disclose to us in the manner and for the purposes specified in this privacy policy.
We attach great importance to the security of your personal data and will take appropriate physical, technical, and organizational measures to ensure the security and confidentiality of your personal data. We will only retain your information for the period authorized by law or relevant to the purpose of collecting the information.

When you provide information through website creation, including but not limited to information used to identify yourself (such as name, contact person and phone number, email address, IP address, browser type, etc..)
We may collect and obtain your personal data through both manual and automatic means, as well as from various sources. These sources include, but are not limited to, the personal data you provide, data derived from the analysis of your use and management of our services, publicly available sources, government and regulatory agencies, law enforcement, third-party providers, and other relevant sources. Additionally, we may collect information that you provide when visiting our website, including the IP address of your mobile device or computer, and any data collected through specific features on our websites. Please note that any personal data will only be collected with your consent and in compliance with applicable privacy regulations.

Your personal data will be used for risk management, fraud prevention, collection, and other purposes as specified in Article 2 (Purpose) of this Privacy Statement, which will help us provide you with better services. For example, your IP address, device information data may be used for anti fraud purposes, and your mobile phone number may be used for annotation. Your biometric information may be used for risk management and fraud prevention.
After collecting your information, we may occasionally request additional personal data. When you submit any information to us or our platform, you expressly guarantee that such information is accurate, up-to-date, and not misleading.

During your use of our services, we may use, process, and/or disclose your personal information to Conrado's affiliates, subsidiaries, and third-party partners for any of the following purposes ("Permitted Processing") through manual or initiated means:
a. Verify your identity;
b. Evaluate and process your applications for our products and/or services;
c. Communicating with you, including but not limited to sending you updates and reminders; responding to your inquiries and/or complaints, and resolving disputes;
d. Manage and maintain your facilities here;
e. Conduct information checks and ratings to verify your authenticity, and assist other technology institutions in conducting inspections;
f. Assess your genuine information needs;
g. Make decisions based on your eligibility to use our products and services;
h. Use it for strategic alliances, cross selling, marketing, and promotions;
i. Maintain your credit record for current and future reference;
j. Investigating and investigating criminal, fraudulent, or illegal activities, and using and disclosing this information for investigation, prevention, prosecution, and compliance with sanctions;
k. In response to the requirements of civil or criminal legal proceedings and/or for regulatory compliance purposes and/or legal or regulatory requirements;
l. To pursue any fraudulent behavior and fulfill your obligations to us;
m. Utilize and disclose this information for market research, statistical analysis, and surveys to improve our products and services, as well as product development;
n. Provide you with information about our and third-party products and services that you may be interested in;
o. Verify the accuracy of the records maintained by us and/or third parties for us;
p. Use it for research, design, and improvement of our products and services, operations, and business processes
q. Support our business, financial and risk monitoring, planning and decision-making:
r. Handling complaints and inquiries;
s. Utilize and disclose such information for auditing, compliance, and risk management purposes
t. Transfer or assign our rights and obligations based on any management terms and conditions between us and you;
u. Use the base for our business outsourcing and internal operations;
v. Use and disclose this information for security reasons.

To provide you with effective and sustainable products and services, you expressly agree that we will provide, disclose or otherwise process personal data related to our products and services to the following parties within and/or outside the country:
a. Company agents, holding companies, subsidiaries, affiliated companies, and associated companies;
b. Professional consultants, contractors, service providers, debt collection companies, and other agents who have entered into contracts with us for certain functions and services;
c. National and local credit bureaus, credit reporting agencies, credit investigation agencies, rating agencies (such as credit information companies), insurance companies, and/or insurance brokers;
d. Technology service providers related to the products and services you enjoy with us;
e. Any actual or potential participant, assignee, or transferee of our rights and/or obligations in any transaction between us and you;
f. Any guarantor or guarantee provider of the products and/or services we grant you;
g. Any institution or regulatory agency, including foreign regulatory agencies established to perform their functions, or any party required by law or any government, quasi government, administrative, court or tribunal;
h. Strategic/business partners who establish relationships with specific products and services;
i. Third party payment institution;
j. Any person related to the execution or maintenance of any rights under your agreement with us; And/or;
k. Any party authorized and/or agreed upon by you.

You must promptly update the personal data provided to Conrado and notify us of any changes. You have the right to view the personal data we collect about you and request correction of this data, and you have the right to update your personal data. If there are any changes to your personal data, or if you believe that the personal data we hold about you is inaccurate, incomplete, misleading, or not up-to-date, please write to us or email us conradolending@gmail.com Please send us your request via email with your name, phone number, detailed information, and supporting documents. We will promptly correct or update the data, and to avoid any ambiguity, we reserve the right to request more information or other documents from you to verify your identity and the authenticity of the request, as well as any other information related to the request.

You can contact us at any time through our email address to express your opposition to our continued use, collection, and other processing of your personal data for any valid purpose and manner. This is a mechanism for you to close or allow the permissions previously granted to us
Please note that if you object to the processing of certain personal data, the county body will depend on the subject matter you object to, which may affect the timing of your application or our analysis of your creditworthiness. In such events, we expressly reserve our legal rights and remedies.
Furthermore, revoking your consent or objection to the collection and/or other processing of your personal data does not deny our right to continue the lawful processing of your personal data.

We will retain your personal data for the period required by all other applicable laws and regulations to achieve the stated purpose. If we believe that such deletion or cessation would hinder us from fulfilling our obligations under applicable laws, we reserve the right to take necessary action.

We will make reasonable efforts to protect the personal data we own or control, by making reasonable physical, technical, and organizational security arrangements to ensure the security and confidentiality of your personal data, implementing security measures, and processing personal data in accordance with current data protection laws and this policy. ALL your data will be encoded and uploaded safely to https://www.conradong.com/offical/.

If you wish us to transfer personal data to another party, we can only do so if it is technically feasible. We are not responsible for the security of personal data, nor are we responsible for the processing of personal data received by third parties. If such transmission would interfere with the rights of others (for example, providing us with personal data about you would leak information about others), we reserve the right to refuse the transfer.

"Analysis" refers to any form of automatic processing of personal data, including the use of personal data to evaluate certain personal aspects related to natural persons.
We hereby inform you and expressly agree that we may process and make decisions to process your personal data, either automatically or in part, as the sole or partial basis for evaluating your creditworthiness or complying with any laws or regulations.
Government requirements, treaties or policies related to combating money laundering, terrorist financing, fraud, risk assessment and other illegal activities, or any court, legal process, review, inquiry, audit or investigation requirements or purposes of any authority. User activities identified by our system that pose risks may be suspended or denied. You can also object to the automatic processing of your personal data, but doing so will prevent us from providing our services to you.

The Data Privacy Law stipulates that as a data subject, you have the following rights:
a. You have the right to refuse or revoke your consent to the collection and processing of your personal data. You also have the right to be informed and refuse to agree to further processing in order to prevent any changes or modifications to the information provided to you. Once you notify us of your refusal to agree, we will not further process your personal data unless it is processed in accordance with a subpoena, lawful order, or legal requirement
b. You have the right to access your personal data reasonably. In addition, you have the right to restrict and prevent the disclosure of your personal data, and to receive notifications of any possible personal data breaches.
c. You can also correct or delete any information that you believe is inaccurate. You have the right to object to any inaccuracies or errors in your personal data. You can make a formal request to our customer service via email to correct or delete any inaccuracies or errors in your personal data.
d. You have the right to destroy your personal data, e. You have the right to demand compensation
f. You have the right to file a complaint with the National Privacy Commission, and throughout the process of processing your personal data, your rights should be upheld, such as (1) the right to know, (2) the right to object, and (3) the right to access，(4) The right to correction, (5) the right to delete or block, and (6) the right to compensation for damages. The entities with whom we share your data will also respect the same rights.

You have the right to object to the processing of your personal data at any time within the scope permitted by law, and to object to the processing of your personal data for permitted purposes. Any questions, requests, doubts, complaints or exercise of your rights regarding the use of your personal data:

Please note that we may update this privacy statement from time to time by posting it on our website. We suggest that you regularly check our website for any updates or latest versions of our privacy statement.

By providing us with your personal data, you hereby agree to use, process, and/or disclose your personal data to Conrado, its affiliates, subsidiaries, third-party service providers, and partner organizations in accordance with this privacy statement.
If you are a company and you provide/disclose personal data of personal third parties (including but not limited to your directors, individual shareholders, employees, authorized signatories, agents, representatives or other parties), you hereby declare and warrant to us that you have obtained the consent of such third parties and have the right to provide us with their personal data for use, processing and/or disclosure in accordance with this privacy statement.

Email: conradolending@gmail.com
Phone Number: 08082865633